Budget Calculator

Plan your monthly budget with our free online calculator. Track expenses by category, visualize spending with charts, and calculate your savings rate instantly.

Income
$
Expenses

Summary

Total Income $0.00
Total Expenses $0.00
Balance $0.00
Savings Rate 0%

Spending Breakdown

About Budget Calculator

Our free budget calculator helps you plan your monthly or annual finances. Add expense categories, see visual breakdowns of where your money goes, and track your savings rate. All calculations happen in your browser — no data is stored or sent to any server.

Features

  • Pure client-side — your budget data stays private
  • Toggle between monthly and annual view
  • Preset budget templates for quick start
  • Visual pie chart of spending categories
  • Real-time savings rate calculation
  • Unlimited custom expense categories

How to Use

  1. Enter your monthly or annual income
  2. Add expense categories with amounts
  3. Or use a preset template for quick setup
  4. View your spending breakdown and savings rate

FAQ

Is this budget calculator free?

Yes, completely free. No signup required.

Is my financial data saved?

No. All calculations happen in your browser. No data is stored or transmitted.

What is the 50/30/20 rule?

A popular budgeting method: 50% for needs, 30% for wants, and 20% for savings and debt repayment.