Plan your monthly budget with our free online calculator. Track expenses by category, visualize spending with charts, and calculate your savings rate instantly.
Our free budget calculator helps you plan your monthly or annual finances. Add expense categories, see visual breakdowns of where your money goes, and track your savings rate. All calculations happen in your browser — no data is stored or sent to any server.
Track your monthly income and expenses to understand where your money goes and how much you can save.
Switch to annual view to plan yearly savings goals, vacation funds, or major purchases.
Calculate how much you can allocate to debt repayment while maintaining necessary expenses.
Manage shared household expenses by categorizing rent, utilities, groceries, and discretionary spending.
Yes, completely free. No signup required.
No. All calculations happen in your browser. No data is stored or transmitted.
A popular budgeting method: 50% for needs, 30% for wants, and 20% for savings and debt repayment.
Yes, the calculator works for both personal and business budgets. Simply add your business expense categories.
The savings rate is calculated as (Income - Expenses) / Income. It gives you a precise percentage based on the numbers you enter.
Currently, you can manually copy the results. Export functionality may be added in a future update.