预算计算器

使用我们的免费在线计算器规划您的月度预算。按类别追踪支出,通过图表可视化消费情况,即时计算储蓄率。

收入
$
支出

汇总

总收入 $0.00
总支出 $0.00
结余 $0.00
储蓄率 0%

支出明细

关于预算计算器

我们的免费预算计算器帮助您规划月度或年度财务。添加支出类别,查看资金去向的可视化分解,并追踪储蓄率。所有计算都在您的浏览器中进行 — 不存储或发送任何数据到服务器。

功能特点

使用方法

  1. 输入您的月度或年度收入
  2. 添加支出类别及金额
  3. 或使用预设模板快速设置
  4. 查看支出明细和储蓄率

Common Use Cases

Personal Monthly Budgeting

Track your monthly income and expenses to understand where your money goes and how much you can save.

Annual Financial Planning

Switch to annual view to plan yearly savings goals, vacation funds, or major purchases.

Debt Repayment Planning

Calculate how much you can allocate to debt repayment while maintaining necessary expenses.

Household Expense Tracking

Manage shared household expenses by categorizing rent, utilities, groceries, and discretionary spending.

Frequently Asked Questions

这个预算计算器免费吗?

是的,完全免费。无需注册。

我的财务数据会被保存吗?

不会。所有计算在浏览器中进行。不存储或传输任何数据。

什么是 50/30/20 法则?

一种流行的预算方法:50% 用于必需品,30% 用于想要的开支,20% 用于储蓄和还债。

Can I use this for business budgeting?

Yes, the calculator works for both personal and business budgets. Simply add your business expense categories.

How accurate is the savings rate calculation?

The savings rate is calculated as (Income - Expenses) / Income. It gives you a precise percentage based on the numbers you enter.

Can I export my budget?

Currently, you can manually copy the results. Export functionality may be added in a future update.

Related Tools