예산 계산기

월간 수입과 지출을 입력하면 예산 계획과 저축 가능액을 계산합니다. 100% 무료.

Income
$
Expenses

Summary

Total Income $0.00
Total Expenses $0.00
Balance $0.00
Savings Rate 0%

Spending Breakdown

예산 계산기 소개

월간 예산과 저축 계획을 계산하는 도구입니다.

기능

How to Use

  1. Enter your monthly or annual income
  2. Add expense categories with amounts
  3. Or use a preset template for quick setup
  4. View your spending breakdown and savings rate

Common Use Cases

Personal Monthly Budgeting

Track your monthly income and expenses to understand where your money goes and how much you can save.

Annual Financial Planning

Switch to annual view to plan yearly savings goals, vacation funds, or major purchases.

Debt Repayment Planning

Calculate how much you can allocate to debt repayment while maintaining necessary expenses.

Household Expense Tracking

Manage shared household expenses by categorizing rent, utilities, groceries, and discretionary spending.

Frequently Asked Questions

Is this budget calculator free?

Yes, completely free. No signup required.

Is my financial data saved?

No. All calculations happen in your browser. No data is stored or transmitted.

What is the 50/30/20 rule?

A popular budgeting method: 50% for needs, 30% for wants, and 20% for savings and debt repayment.

Can I use this for business budgeting?

Yes, the calculator works for both personal and business budgets. Simply add your business expense categories.

How accurate is the savings rate calculation?

The savings rate is calculated as (Income - Expenses) / Income. It gives you a precise percentage based on the numbers you enter.

Can I export my budget?

Currently, you can manually copy the results. Export functionality may be added in a future update.

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